Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Edelwölbe website and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please discontinue use of the site immediately.

This document is a general draft template and should be reviewed and customised by a qualified professional before being relied upon for any specific business or jurisdiction.

1. Acceptance of Terms

By accessing this website or using any tools, content, or services provided by Edelwölbe, you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the service.

2. Description of Services

Edelwölbe provides AI-driven portfolio analysis and informational tools intended to assist users in reviewing and understanding investment-related information. Our services are provided "as is" and are intended for general informational purposes only.

Nothing on this website constitutes personalised financial, investment, legal, or tax advice. Any outputs, recommendations, or insights generated through our tools should not be relied upon as the sole basis for any financial decision. Users should seek advice from a licensed financial professional before acting on any information provided.

3. Eligibility

You must be at least 18 years of age and capable of forming a legally binding contract to use our services. By using Edelwölbe, you represent and warrant that you meet these requirements.

4. User Accounts and Responsibilities

Where account creation is required, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to provide accurate, current, and complete information and to notify us promptly of any unauthorised use of your account.

5. Acceptable Use

You agree not to misuse the website or services, including but not limited to:

• Attempting to gain unauthorised access to our systems or data
• Using the service for unlawful, fraudulent, or harmful purposes
• Reproducing, duplicating, copying, or reselling any part of the service without permission
• Interfering with or disrupting the integrity or performance of the service
• Submitting false, misleading, or inaccurate information

6. Intellectual Property

All content, trademarks, logos, software, and materials on this website, including text, graphics, and design elements, are the property of Edelwölbe or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without prior written consent.

7. No Financial Advice Disclaimer

Edelwölbe is not a licensed financial adviser, broker, or investment firm. Any analysis, scoring, or recommendation generated by our tools is based on automated processes and general assumptions, and may not account for your individual financial circumstances, objectives, or risk tolerance. Past performance or modelled outcomes are not indicative of future results. You are solely responsible for any decisions made based on information obtained through our services.

8. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Edelwölbe. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

9. Limitation of Liability

To the fullest extent permitted by law, Edelwölbe, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of or inability to use the service.

Our total liability for any claim arising from these Terms or your use of the service shall not exceed the amount, if any, paid by you to Edelwölbe in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Edelwölbe and its affiliates from any claims, damages, losses, liabilities, and expenses arising out of your use of the service, violation of these Terms, or infringement of any third-party rights.

11. Termination

We reserve the right to suspend or terminate your access to the service at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

12. Changes to These Terms

We may revise these Terms from time to time. Updated versions will be posted on this page with a revised effective date. Continued use of the service after changes are posted constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Edelwölbe operates, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Contact Information

If you have any questions regarding these Terms, please reach out via our contact page.